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Top 10 Misunderstood Things About Car Insurance

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After spending many years in the insurance industry we have come up with a top 10 list of most misunderstood things about car insurance.  These car insurance myths are some of the most common questions that most people have about direct car insurance either buying or reviewing their  auto insurance coverage.  Its better to find out now before you have a claim and  it's too late. I just got my 1st speeding ticket my insurance rates are going to go way up. Reality:  If this is your first ticket your rates probably won't even change.  Most direct car insurance providers will give you a pass if you don't have any other tickets or claims in the past 3 to 5 years depending on the company. That new Plasma TV I bought last year won't affect my Car Insurance Reality:  If you didn't pay the credit card  you charged it on then it just might.  Almost all insurance companies now use some form of credit scoring when determining not only if you will qualify for insurance, but also